Home Tips Your Ultimate Guide to Understanding Baggage Insurance

Your Ultimate Guide to Understanding Baggage Insurance

Baggage insurance
Source: Travel Diary

A vacation no matter how short or long can offer you a much-needed break. This is also the time when your mind and body get rested. But sometimes inconveniences such as a lost or stolen bag can be a bad experience. To avoid this and travel worry-free, it is better if you opt for baggage insurance. You can get this separately or get it as a package when you buy cheap flight deals. 

Although airlines usually compensate for lost or delayed baggage for both domestic and international flight tickets, they are not liable if your luggage is lost after you leave the airport. So, to avoid any such situation and holiday without worrying about your possessions, baggage insurance is a great idea. 

What is baggage insurance? 

Luggage Insurance
Source: Pexels

Also known as luggage insurance it is a type of insurance where you will be compensated for the items inside your bag if your baggage is lost or delayed. Although this is subject to the terms and conditions of the company, you will most likely be paid for the valuables. 

Benefits of Opting for Baggage Insurance 

As times are changing, baggage insurance is a must. This will not just cover you for lost luggage but it will also ensure a hassle-free travel experience. It is not just recommended for frequent travelers but also for those who travel rarely. Here are some of the key benefits of baggage insurance. 

  • Luggage insurance covers the cost of lost or stolen items in your bag during a trip. 
  • It covers the cost of items that are damaged or stolen. 
  • Baggage insurance ensures your domestic or international trip is smooth. 
  • It also covers your baggage against fire, strikes etc. 

What is covered under baggage insurance? 

A insurance for baggage usually covers the following: 

Luggage Cost: You might prefer to use high-end or branded travel bags during your trip. As these are expensive and if your luggage gets lost while traveling, insurance might cover the cost of your bags. 

Carry-On Luggage: Airlines are responsible for your checked-in baggage but in case your carry-on bag gets lost during your trip, baggage insurance will have you covered. 

Cost of Items: Your bag might contain jewelry, branded clothes etc. in case these are lost or stolen, you might be compensated. 

Delay in Getting Your Bags: In case there is a delay in the delivery of your luggage for any reason, luggage insurance can be helpful. 

You will find many companies offering insurance for luggage but if you are looking for a reliable website to book flights, consider Indian Eagle. It is an online ticket-booking company that has been offering cheap flights between the USA and India since 2007. 

Frequently Asked Questions

What are the documents required for the claim process of baggage insurance? 

In order to file a claim for under insurance for luggage, you will need the following documents: 

  1. Policy documents
  2. Properly filled claim form
  3. Details about the lost or damaged items
  4. A copy of an FIR if your baggage is stolen
  5. A photocopy of the baggage insurance policy

What is the time taken to settle a baggage insurance claim? 

A claim for insurance of baggage can take approximately 15-30 days to settle. 

When can you not make baggage insurance claims? 

You cannot claim for insurance of luggage in the following scenarios: 

  1. Loss or damage of food or drinks
  2. Loss or damage caused by wars or nuclear explosions
  3. Damage of items due to repairing, bleaching, cleaning, dyeing etc. 
  4. Damage or loss of bonds, stamps, manuscripts, certificates etc. 
  5. Loss or damage of items that you buy during your trip
  6. Damage to fragile items such as crockery, paintings, musical instruments etc. 

What is the policy period for baggage insurance? 

Insurance for luggage is available for a single trip or for multiple ones as well. 

What is the sum insured for luggage insurance?

This will be based on the current market value of the items inside your luggage. 

Is insurance for luggage included in the Indian Eagle flight deals? 

No, currently insurance for your luggage is not included along with Indian Eagle flight deals but our customer support team can help you have a hassle-free trip and assist you with all your queries. 

Indian Eagle cheap flights are the most affordable way of traveling from USA to India. You can also enroll in the reward program to earn reward points. These can later be redeemed so you can get a discount during your future flight purchases. 

If you are wondering how do I find my flight on Indian Eagle, just visit the website, fill in all the details in the flight search menu and choose from a range of flight options displayed.

Disclaimer: Indian Eagle claims no credit for the images featured on its blog site. All the visual content is copyrighted to its respective owners only. We mention the source name of the image whenever possible and found. However, if we miss acknowledging the owner’s source, please contact us. In case, owners don’t want us to use their images, we will remove them promptly. We believe in providing proper attribution to the original author, artist, and photographer.



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