Emirates Introduces Flexible EMI Payment Option for Travelers in India

IE Author — Wed, 15 Jul 2026 07:45:12 +0000

Source: ChatGPT

Planning an international trip often involves a major upfront expense, especially for families booking long-haul flights. Emirates has introduced a flexible EMI payment option for customers in India, allowing eligible travelers to spread airfare costs across monthly instalments and manage their travel expenses more conveniently.

Emirates EMI Payment Options for Travelers

Passengers in India can now use Equated Monthly Instalments, or EMI, while booking eligible flight tickets online. Instead of paying the entire airfare upfront, eligible customers can spread the cost across monthly instalments. Travelers can choose repayment periods ranging from three months to 36 months.

Emirates currently connects passengers to nearly 140 destinations across its global network. The new payment option gives travelers more flexibility when booking international journeys with Emirates. However, travelers should remember that EMI payments may include interest and additional bank charges.

Which Banks Support the Emirates EMI Option in India?

Emirates has partnered with 12 preferred banks in India for its flexible instalment payment facility. The participating banks include:

Kotak Mahindra Bank
State Bank of India
AXIS Bank
HDFC Bank
IDBI Bank
IndusInd Bank
Bank of Baroda
RBL Bank
Standard Chartered Bank
ICICI Bank
HSBC Bank
Yes Bank

Emirates EMI Tenure and Interest Rates

Eligible passengers can choose a repayment tenure of three to 36 months based on their monthly budget. Travelers should carefully review the interest rate, processing charges and total repayment amount before confirming an EMI booking. A longer repayment period may reduce the monthly instalment, but it can also increase the overall amount paid because of interest.

Who Can Use the Emirates EMI Facility?

The Emirates EMI facility is available to eligible travelers in India who book Emirates flights. Travelers should therefore check:

Whether your bank participates in the Emirates EMI program
Whether your card is eligible
The available EMI tenure
The applicable interest rate
Any processing charges
The total repayment amount

How Can EMI Payments Help International Travelers?

International airfare can be a significant expense, particularly for long-distance journeys. The cost can become even higher when families book multiple tickets together. The Emirates EMI payment plan may help travelers spread this expense over several months instead of making one large payment. The option may be useful for:

Families booking multiple international flight tickets
Students traveling abroad for education
Business travelers planning long-haul journeys
People visiting relatives in another country
Travelers planning international holidays
Passengers considering premium travel experiences

Emirates’ EMI payment option gives eligible travelers in India greater flexibility when booking international flights. Before choosing an EMI plan, passengers should check the applicable interest rate, processing fees, repayment tenure and card eligibility. Those planning upcoming international journeys can explore Indian Eagle deals to find competitive fares for their travel needs.

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