{"id":23268,"date":"2026-07-24T14:48:44","date_gmt":"2026-07-24T09:18:44","guid":{"rendered":"https:\/\/www.indianeagle.com\/traveldiary\/?p=23268"},"modified":"2026-07-24T14:48:44","modified_gmt":"2026-07-24T09:18:44","slug":"how-to-check-pf-balance","status":"publish","type":"post","link":"https:\/\/www.indianeagle.com\/traveldiary\/how-to-check-pf-balance\/","title":{"rendered":"How to Check PF Balance Online in Under 2 Minutes"},"content":{"rendered":"<figure id=\"attachment_23269\" aria-describedby=\"caption-attachment-23269\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-23269\" src=\"https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online.png\" alt=\"Conceptual image of a laptop displaying PF balance details with a piggy bank, calculator, and savings jar, representing online EPF balance checking and retirement savings in India.\" width=\"800\" height=\"533\" srcset=\"https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online.png 800w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online-300x200.png 300w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online-768x512.png 768w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online-630x420.png 630w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online-640x426.png 640w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online-681x454.png 681w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online-24x16.png 24w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online-36x24.png 36w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online-48x32.png 48w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/07\/How-to-Check-PF-Balance-Online-272x182.png 272w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-23269\" class=\"wp-caption-text\">ChatGPT<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">PF balance is the total amount accumulated in your Employees&#8217; Provident Fund (EPF) account over the course of your employment. It includes your monthly EPF contributions, your employer&#8217;s contributions, and the interest earned on the combined balance. This amount grows over time and serves as a retirement savings fund that you can access under specific EPF rules.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are a salaried employee in India contributing to the Employees&#8217; Provident Fund (EPF), you can check your PF balance through several easy methods. Whether you prefer using the EPFO portal, UMANG app, SMS, or a missed call service, this guide explains how to check PF balance quickly and easily.\u00a0<\/span><\/p>\n<h2><b>How to Check PF Balance on the EPFO Member Portal (Online)<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">One of the easiest ways to check your PF balance is by using the EPFO Member Passbook portal.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit the EPFO Member Passbook portal.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Log in using your UAN (Universal Account Number) and password.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the captcha.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select your Member ID.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">View or download your EPF passbook.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Your PF passbook shows all your EPF details. It includes your employee contribution, employer contribution, and EPS (pension) contribution. You can also see monthly deposits, interest credited, and your total PF balance.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To check your PF balance, you need an active UAN. Your UAN must be linked with your Aadhaar. You also need a mobile number registered with your UAN.\u00a0<\/span><\/p>\n<h2><b>Check PF Balance Using the UMANG App\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The UMANG app provides access to various government services, including EPFO.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Install the UMANG app.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Log in using your mobile number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Go to EPFO services.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select View Passbook.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your UAN.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify with the OTP sent to your registered mobile number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">View your PF balance.<\/span><\/li>\n<\/ul>\n<h2><b>Check PF Balance via SMS\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You can also check your PF balance by sending an SMS from your registered mobile number.<\/span><\/p>\n<p><b>SMS format:<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">EPFOHO UAN ENG<\/span><\/p>\n<p><b>Send to: <\/b><span style=\"font-weight: 400;\">7738299899<\/span><\/p>\n<p><b>Example:<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">EPFOHO UAN TEL<\/span><\/p>\n<p><b>Supported languages:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">English (ENG)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hindi (HIN)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Telugu (TEL)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tamil (TAM)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kannada (KAN)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malayalam (MAL)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bengali (BEN)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gujarati (GUJ)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Marathi (MAR)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Punjabi (PUN)<\/span><\/li>\n<\/ul>\n<p><b>Before you send the SMS:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Activate your UAN.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Link your Aadhaar, PAN, or bank account with your UAN.<\/span><\/li>\n<\/ul>\n<h2><b>Check PF Balance via Missed Call\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You can also check your PF balance by giving a missed call from your registered mobile number to 9966044425. The call disconnects automatically, and you&#8217;ll receive an SMS with your PF details.\u00a0<\/span><\/p>\n<p><b>The SMS includes:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Current PF balance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Latest contribution<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UAN details<\/span><\/li>\n<\/ul>\n<p><b>Before using this service:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use your registered mobile number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Make sure your UAN is activated.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Link your Aadhaar, PAN, or bank account with your UAN.<\/span><\/li>\n<\/ul>\n<h2><b>Check PF Balance Through the EPFO Passbook<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You can also check your PF balance by downloading your EPFO passbook. It gives a detailed record of all transactions in your EPF account.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your passbook shows:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Month-wise contributions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interest credited<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Withdrawals<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Employer contributions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Closing PF balance<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The passbook also helps you verify whether your employer is depositing PF contributions regularly.<\/span><\/p>\n<h2><b>How to Activate Your UAN<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If your UAN is not activated, you can activate it online through the EPFO Member Portal. The process takes only a few minutes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Steps to activate your UAN:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit the EPFO Member Portal.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click Activate UAN.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your UAN, Aadhaar, name, date of birth, and mobile number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify your details using the OTP sent to your mobile.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Create a password to complete the activation.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Once activated, you can access all EPFO online services, including checking your PF balance.<\/span><\/p>\n<h2><b>How to Know If Your Employer Is Depositing PF\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Check your EPF passbook regularly. If monthly contributions appear each month, your employer is depositing PF correctly. If contributions are missing for multiple months, contact your employer first or file a grievance with EPFO.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Now that you know how to check PF balance using the EPFO portal, UMANG app, SMS, or missed call service, you can monitor your retirement savings anytime.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Looking for affordable flights between India and the USA? <a href=\"https:\/\/www.indianeagle.com\" target=\"_blank\" rel=\"noopener\">Indian Eagle<\/a> offers competitive airfare deals, flexible booking options, and 24\/7 customer support to help you save on your next international trip.\u00a0<\/span><\/p>\n<h2 style=\"text-align: center;\"><b>Frequently Asked Questions\u00a0<\/b><\/h2>\n<p><b>How often is the PF balance updated?<br \/>\n<\/b><span style=\"font-weight: 400;\">Employer contributions are generally reflected after the employer uploads the monthly Electronic Challan-cum-Return (ECR). Interest is credited annually after EPFO processes it.\u00a0<\/span><\/p>\n<p><b>Can I check my PF balance without the internet?<br \/>\n<\/b><span style=\"font-weight: 400;\">Yes. Give a missed call to 9966044425 or send an SMS to 7738299899 from your registered mobile number to receive your PF balance details.<\/span><\/p>\n<p><b>Is there any fee for checking the PF balance?<br \/>\n<\/b><span style=\"font-weight: 400;\">No. EPFO&#8217;s online portal, UMANG app, SMS, and missed call services are free. Standard SMS charges may apply depending on your mobile plan.<\/span><\/p>\n<p><b>Can I check multiple PF accounts using one UAN?<br \/>\n<\/b><span style=\"font-weight: 400;\">Yes. If multiple Member IDs are linked to your UAN, you can view each account&#8217;s passbook separately.<\/span><\/p>\n<p><b>What should I do if my PF balance is incorrect?<br \/>\n<\/b><span style=\"font-weight: 400;\">First, contact your employer&#8217;s HR or payroll department. If the issue persists, submit a grievance through EPFO&#8217;s grievance system with supporting details.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b><i>Disclaimer:\u00a0<\/i><\/b><i>Indian Eagle claims no credit for the images featured on its blog site. All the visual content is copyrighted to its respective owners only. We mention the source name of the image whenever possible and found. However, if we miss acknowledging the owner\u2019s source, please contact us. In case, owners don\u2019t want us to use their images, we will remove them promptly. We believe in providing proper attribution to the original author, artist, and photographer.<\/i><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>PF balance is the total amount accumulated in your Employees&#8217; Provident Fund (EPF) account over the course of your employment. It includes your monthly EPF contributions, your employer&#8217;s contributions, and the interest earned on the combined balance. This amount grows over time and serves as a retirement savings fund that you can access under specific [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":23269,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45,5,1],"tags":[8932,8933,8929,8930,8934,8931],"class_list":["post-23268","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured","category-india","category-uncategorized","tag-epfo-member-passbook","tag-epfo-online-services","tag-how-to-check-pf-balance","tag-monthly-epf-contributions","tag-pf-balance","tag-salaried-employee-in-india"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Check Your PF Balance: Step-by-Step Guide<\/title>\n<meta name=\"description\" content=\"Learn how to check your PF balance using the EPFO portal, UMANG app, SMS, 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