{"id":22408,"date":"2026-06-01T18:37:10","date_gmt":"2026-06-01T13:07:10","guid":{"rendered":"https:\/\/www.indianeagle.com\/traveldiary\/?p=22408"},"modified":"2026-06-01T18:37:10","modified_gmt":"2026-06-01T13:07:10","slug":"recover-unclaimed-bank-deposits-dormant-accounts-india","status":"publish","type":"post","link":"https:\/\/www.indianeagle.com\/traveldiary\/recover-unclaimed-bank-deposits-dormant-accounts-india\/","title":{"rendered":"How to Recover Unclaimed Bank Deposits from Dormant Bank Accounts in India"},"content":{"rendered":"<figure id=\"attachment_22409\" aria-describedby=\"caption-attachment-22409\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-22409 size-full\" title=\"Find unclaimed bank deposits in India using the RBI UDGAM portal\" src=\"https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal.png\" alt=\"Find unclaimed bank deposits in India using the RBI UDGAM portal\" width=\"800\" height=\"533\" srcset=\"https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal.png 800w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal-300x200.png 300w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal-768x512.png 768w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal-630x420.png 630w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal-640x426.png 640w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal-681x454.png 681w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal-24x16.png 24w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal-36x24.png 36w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal-48x32.png 48w, https:\/\/tds.indianeagle.com\/wp-content\/uploads\/2026\/06\/Find-unclaimed-bank-deposits-in-India-using-the-RBI-UDGAM-portal-272x182.png 272w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-22409\" class=\"wp-caption-text\">Source: Magnific<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">Many individuals lose track of old savings accounts, fixed deposits (FDs), recurring deposits (RDs), or dormant bank balances over time. This usually happens after changing cities, switching jobs, or in cases where family members pass away without informing nominees.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To address this issue, the Reserve Bank of India has launched a centralized digital system called the UDGAM (Unclaimed Deposits \u2013 Gateway to Access Information) portal, which helps users search and locate unclaimed bank deposits across multiple banks in India.\u00a0<\/span><\/p>\n<h2><b>How to Search for Unclaimed Bank Deposits on UDGAM Portal\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Follow these simple steps to find unclaimed money in banks:\u00a0<\/span><\/p>\n<h3><b>Visit the UDGAM Portal:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Go to the <\/span><a href=\"https:\/\/udgam.rbi.org.in\/unclaimed-deposits\/#\/login\"><span style=\"font-weight: 400;\">official UDGAM website<\/span><\/a><span style=\"font-weight: 400;\"> and register using your mobile number for OTP verification.<\/span><\/p>\n<h3><b>Enter Personal Details:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Provide accurate information such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full name of account holder<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Date of birth<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Registered mobile number<\/span><\/li>\n<\/ul>\n<h3><b>Search Across Multiple Banks:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The system will automatically scan participating banks to find any matching unclaimed deposits or dormant bank accounts.<\/span><\/p>\n<h3><b>Check Search Results:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">If any match is found, you will see:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank name<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Partial account details<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Type of account (savings, FD, RD, etc.)<\/span><\/li>\n<\/ul>\n<h3><b>How to Claim Dormant Bank Deposits\u00a0<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Once you find a forgotten deposit, follow these steps to claim it:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit the concerned bank branch<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Submit valid identity proof (Aadhaar card, PAN card, etc.)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide relationship proof (if claiming on behalf of a deceased account holder)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fill out the bank\u2019s claim application form<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Complete KYC (Know Your Customer) verification process<\/span><\/li>\n<\/ul>\n<p><strong>Also Read<\/strong>: <a href=\"https:\/\/www.indianeagle.com\/traveldiary\/how-to-download-and-set-up-the-uidai-new-aadhaar-app\/\" target=\"_blank\" rel=\"noopener\">UIDAI New Aadhaar App<\/a><\/p>\n<p><span style=\"font-weight: 400;\">After successful verification, the bank will release the funds or dormant account balance to the rightful claimant.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Unclaimed bank deposits in India may exist in inactive or inoperative bank accounts, often forgotten over time. It\u2019s important to check if any unclaimed bank deposits or dormant bank balances are linked to your name or family.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Use the UDGAM Portal to perform a quick dormant bank deposits search online, verify results, and proceed with the claim process through the respective bank if a match is found.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b><i>Disclaimer:\u00a0<\/i><\/b><i>Indian Eagle claims no credit for the images featured on its blog site. All the visual content is copyrighted to its respective owners only. We mention the source name of the image whenever possible and found. However, if we miss acknowledging the owner\u2019s source, please contact us. In case, owners don\u2019t want us to use their images, we will remove them promptly. We believe in providing proper attribution to the original author, artist, and photographer.<\/i><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Many individuals lose track of old savings accounts, fixed deposits (FDs), recurring deposits (RDs), or dormant bank balances over time. This usually happens after changing cities, switching jobs, or in cases where family members pass away without informing nominees. To address this issue, the Reserve Bank of India has launched a centralized digital system called [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":22409,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45,5],"tags":[7954,7950,7952,7947,7948,7951,7946,7953,7949],"class_list":["post-22408","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured","category-india","tag-bank-deposit-claims","tag-dormant-bank-accounts","tag-dormant-bank-balances","tag-dormant-bank-deposits","tag-reserve-bank-of-india","tag-udgam-portal","tag-unclaimed-bank-deposits-in-india","tag-unclaimed-deposits","tag-unclaimed-money-in-banks"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Find Unclaimed Bank Deposits in India<\/title>\n<meta name=\"description\" content=\"Find unclaimed bank deposits in India using the RBI UDGAM portal. 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